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How To Get Paid as a Family Caregiver in Maryland

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Written by Aidaly
June 6, 2023

Summary of Statistics

6.2 million

Population

0.8 million

Caregivers

710 million

Care Hours

$17.61

Value of Care/hour

$12.5 billion

Value of Care

Despite making up almost 13% of Maryland’s population, it's no secret that family caregivers do not receive adequate support and compensation. On top of the emotional and mental labor, as well as expensive care costs, an estimated $9.6 billion of unpaid care is provided by family caregivers per year in Maryland. Aidaly strives to improve access to funding for family caregivers, which is why we’ve outlined financial programs and tax benefits that you may be eligible for.

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Tax Benefits

Through specific tax benefits, family caregivers can receive credits and deductions for care-related costs

The Child Tax Credit and the Tax Credit for Other Dependents

People who claim their children or other dependents on their federal tax return can receive up to $2,000 for each qualified dependent. These credits are fully refundable, which means you can get the money even if you owe no taxes. You must meet certain income requirements to receive the credits. To learn more and discover if you are eligible, click here. The State of Maryland also offers up to 35% of the federal credit amount back to state taxpayers; you can read more about it here.

The Child and Dependent Care Tax Credit

If you paid someone to care for your dependent while at work or looking for work, you could get money back even if you owe no taxes. You can claim up to $8,000 of what you paid for daycare, day camps, babysitting, adult day programs, or caregiving while you were working or looking for work. Eligibility criteria is available here. Maryland also offers a Child and Dependent Care Tax Credit for state taxpayers worth up to 32% of the federal credit amount. You can read more about Maryland credits for individuals here.

Medical and Dental Expenses Tax Deductions

If your medical and dental expenses exceed 7.5% of your adjusted gross annual income (AGI), you qualify for a tax deduction. As caregiving often involves significant medical costs, it’s worth checking if you qualify. Check here to learn about eligible expenses.

Medicaid and Other State Benefits in Maryland

About 24% of Maryland residents are enrolled in Medicaid — that's almost 1.5 million people. Medicaid is a state-based program that provides health insurance and medical assistance to people who meet the specified income and health requirements. For your loved one to be eligible for some state-based support services, like in-home support services, they must first be enrolled with Medicaid. In contrast, other state programs exist independently of Medicaid.

Long-Term Services and Supports

Maryland provides special Medicaid services to people who are over 65, people with physical or intellectual disabilities, and people with chronic illness. Long-Term Services and Supports can be used to pay for in-home care, personal assistance, day programs, and other services. Find out more about what services are available, and how to apply, by visiting the Maryland Department of Health here.

Family Caregiver Support Program in Maryland

Outside of Medicaid, Maryland provides financial assistance for family caregivers, assistance that can total between $300 and $600 per year. These funds can be used for future care services and supplies or to reimburse care-related expenses. To qualify, you must be providing care to a family member verified as dependent by a doctor. Click here to visit the Department of Aging and learn more.

Veterans Benefits in Maryland

In exchange for the service and sacrifices they’ve given their country, Veterans are entitled to many benefits which can offer support to their caregivers. Most programs are offered through the Department of Veterans Affairs, while the State of Maryland offers several other benefits and programs to help Veterans. 

Veteran-Directed Care (VDC) Program

Through the Veteran-Directed Care program, Veterans are able to redirect their monthly care budget towards a family member who is “hired” as a caregiver. This means the family caregiver is paid an hourly rate, generally between $8 and $21 per hour. Veterans of all ages who require assistance with daily living are entitled to the VDC. Learn more about applying for the VDC here.

Veteran Aid and Attendance Benefits and Housebound Allowance

The Veteran Aid and Attendance benefits and the Housebound Allowance are two special pension enhancements available for Veterans who need help with daily living tasks. Veterans can spend their pensions however they’d like, including paying caregivers or purchasing supplies and equipment. Read more about qualifying here.

Program of Comprehensive Assistance for Family Caregivers (PCAFC)

With the Program of Comprehensive Assistance for Family Caregivers, you can earn a monthly stipend of up to $2,750 per month as a family caregiver to a Veteran who has a service-related disability or illness. In addition, you can access training and counseling programs to support your caregiving services. Check to see if you’re eligible here

Family caregiving requires many sacrifices, but compensation doesn’t have to be one of them. The financial supports outlined above only scratch the surface of the pay opportunities for family caregiving in Maryland. Reach out to Aidaly today to discover a reliable network of peer support, training, and information.

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Frequently Asked Questions

How much does Aidaly cost?
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If your loved one has Medicaid, training and support is covered by Aidaly and is at no cost to you or your loved one. Select MA plans cover the cost of Aidaly training and support for their members. Our program allows families to live a healthy and happy life in their own homes.

How much do family caregivers get paid?
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Family caregivers are paid an hourly wage of $15 or more for every hour you provide care. We understand your income provides safety and security to your family and we actively advocate on behalf of family caregivers and offer more competitive pay compared to the industry standard.

What do you provide to family caregivers?
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Aidaly provides training, support, and compensation to alleviate the financial burden of being a family caregiver. We know from personal experience how difficult caregiving can be. Aidaly also provides professional coaching, financial tools, and a peer-led community.

What happens if I don't have Medicaid or an HCBS waiver?
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Navigating insurance coverage can be frustrating and time-consuming. Our care team will help your family apply for Medicaid, switch to a partner Medicare Advantage plan, and check-in on your status so you don't miss out on the benefits you deserve.

Who does Aidaly help?
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Aidaly helps family caregivers get paid to provide care in the home through state and federal programs. We primarily work with Medicaid and Medicare Advantage plan members. If your loved one does not have Medicaid or a Medicare Advantage plan, our team can help you apply for Medicaid or switch to a Medicare Advantage plan.

What areas do you currently serve?
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Aidaly is rapidly expanding across the U.S.! Enter your zip code to see if we offer services in your area.

What will training look like?
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With a blend of virtual and in-person training, our comprehensive, hands-on program will earn you HHA or CNA credentials in 2-3 weeks. After the program, you will be certified to provide in-home care to an adult or child family member.

How will I get paid?
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Link your bank account for direct deposit or get paid via the Aidaly Wallet™ which comes with personalized discounts and perks.

We jump every hurdle with  you. Let’s start today.