Summary of Statistics
Caregiving is a role that many people take on without expecting remuneration or recognition; however, it's important for family caregivers to know that state and federal assistance programs are in place that can offer some relief. At Aidaly, we understand that family care work can have a substantial financial and emotional impact on people's lives, and we’re dedicated to helping caregivers receive the benefits to which they’re entitled. Read on to learn about the benefits and programs you may qualify for in Indiana.
{{CTA}}
Tax Benefits
The U.S. government offers a number of options for financial relief to tax-paying citizens.
Indiana caregivers may be eligible for the following deductions and credits that can lower what you owe on your taxes.
The Child Tax Credit and the Tax Credit for Other Dependents
People who claim their children or other dependents on their federal tax return can receive up to $2,000 for each qualified dependent. These credits are fully refundable, which means you can get the money even if you owe no taxes. To receive one of these credits, you must meet certain income requirements. To learn more and discover if you are eligible, there is more information available here.
The Child and Dependent Care Tax Credit
If you paid someone to care for your dependent while at work or looking for work, you could get money back even if you owed no taxes. Up to $8,000 of what you paid for adult day programs, babysitting, day camps and daycare, or caregiving while you were working or looking for work can be claimed. To assess your eligibility, click here.
Tax Deductions for Medical and Dental Expenses
You can deduct money from your taxable income and owe less on your taxes if you spent more than 7.5% of your adjusted gross income (AGI) on medical or dental expenses that weren't paid back by your insurance. You can count any money you spend on eligible expenses for yourself, your spouse, and any dependents. Your total medical and dental spending can add up quickly. You can read more here to see if your expenses meet the requirements.
Medicaid and Other State Programs
Over 1.8 million Indiana residents are currently enrolled with Medicaid. If your loved one meets certain income and health criteria, they may be eligible for Medicaid Indiana’s assistance programs. To receive Medicaid waivers, a person has to first be enrolled with Medicaid; however, other assistance programs exist independently of Medicaid. Keep reading to discover which programs might suit you and your family.
Medicaid Waivers
Medicaid Waivers allow Medicaid recipients to direct their Medicaid funding directly to caregiving family members rather than to Medicaid-approved agencies. In Indiana, the following waivers are frequently used to direct funds to family caregivers.
- Freedom of Choice: Section 1915(b) Waiver
- Home and Community-Based Services (HCBS): Section 1915(c) Waiver
- Aged and Disabled Waiver
For more information about which waiver might apply to your circumstances, get in touch with your loved one’s Medicaid plan representative.
The Family Caregiver Program in Indiana
The Family Caregiver Program, also known as Structured Family Caregiving (SFC), is a program provided by Caregiver Homes of Indiana via Seniorlink. Also working with Medicaid, SFC helps caregivers access resources, technology, and guidance as well as a financial stipend to aid with caregiving responsibilities. The inclusion of legal guardians reflects an ongoing commitment by the state of Indiana to promote support programs for family caregivers. You can find more information here.
Long-Term Care Insurance
Some long-term care insurance policies may allow patients to pay someone of their choice to be their caregiver, which can include family members. Not all insurance providers offer this option; to assess whether your loved one’s plan qualifies, the insurance company should be contacted directly.
Veterans Benefits
The Department of Veterans Affairs (VA) offers a range of programs to assist eligible Veterans. These programs often allow Veterans to determine who provides their care. You can find out more about Indiana’s state-specific programs here.
Veteran-Directed Care Program (VDC)
Veterans who require a caregiver can employ a family member through the VDC program. Generally, a family caregiver employed under this program will earn between $8 and $21 per hour. Veterans in Indiana who are eligible for community care, and meet the clinical criteria for the service, are eligible for this program. See what’s available here.
Program of Comprehensive Assistance for Family Caregivers (PCAFC)
With the Program of Comprehensive Assistance for Family Caregivers, you can earn a monthly stipend of up to $2,750 per month as a family caregiver to a Veteran who has a service-related disability or illness. In addition, you can access training and counseling programs to support your caregiving services. Check to see if you’re eligible here.
The Veterans Aid and Attendance Benefits and Housebound Allowance
The Aid and Attendance program provides funds in the form of a pension enhancement to qualifying Veterans in order to assist with improving their day-to-day lives. This pension is used at the discretion of the Veteran; however, it’s frequently used for caring services, which can be provided by family members. The VA also offers the related Housebound allowance for qualified Veterans and their survivors. Read more about VA pensions here.
Family caregiving can, at times, feel overwhelming — especially when it comes to financing the care your loved one needs. Sign up for Aidalytoday to be a part of our supportive community and discover the other financial assistance options that are available to you.
.jpg)
Additional Resources
Frequently Asked Questions
To sign up, download the app from the App Store or Google Play, open it, and follow the on-screen instructions to create your account.
To update your account information, go to the profile section in the app, where you can change your name, email, phone number, and other details.
Follow the screens in the app to create a Stripe account and connect your back account. If you have an issue, please contact support through the app or website, and we'll assist you in resolving the issue.
To update your profile or contact information, go to the settings or profile section in the app, where you can make necessary changes.
We take your privacy and data security very seriously. Our app is fully HIPAA compliant, meaning we adhere to strict standards for protecting sensitive health information. Additionally, we have obtained a SOC 2 Type 1 Certification, which ensures that our systems are designed to keep your data secure and confidential. You can trust that your information is handled with the highest level of security.
The app will prompt you to document the services provided. Select the relevant tasks or services from the checklist and add any notes as needed.
If you forget to clock in or out, contact your RN or Care Coach immediately. You may be required to manually record details to satisfy billing requirements.
Edits are typically restricted to ensure compliance. If a correction is needed, contact your RN or Care Coach for assistance.
DME may be covered by insurance, Medicare, or Medicaid. Please contact support to verify your coverage and additional products that may be available to you.
Yes, we require all family caregivers complete a background check to ensure patient safety standards. Follow the onboarding screens to complete your background check.
You can contact customer support through the app by going to the Help section, or by visiting our website and using the contact form or support chat.
You can access help or training through the app’s help section, by contacting your Care Coach, or by attending any scheduled training sessions provided by your community lead.
If the app isn’t working, try restarting your device, checking your internet connection, or reinstalling the app. If the issue persists, contact technical support through the app or at support@aidaly.com.
The app can record activity even when you are offline. Your data will be saved locally on your device and synced with the system once you are back online.
Leading Medicaid, Medicare, and Medicare Advantage plans contract with Aidaly to train and employ family caregivers. Most leading plans cover medically-necessary home care services and support services in the home. Reach out to your Care Coach for a review of your benefits.
As a caregiver, you will be paid through direct deposit to your bank account. Payments are typically processed weekly.
You can track your earnings through the app by visiting the "Earnings" section, where you'll see a breakdown of your income, bonuses, and remaining hours.
If you experience any issues with your payment, please contact support through the app or website, and we'll assist you in resolving the issue.
Your care plan is set my your primary care provider or case manager. Aidaly is able to train and employ caregivers to provide a full range of services in the home. Reach out to your Care Coach to learn what services you might be eligible for.
You can schedule and reschedule your home visits through the app. Please contact your Care Coach in the app for support.
If you are experiencing a medical emergency, contact 911. If your concerns are not urgent, you can contact Dr. Bonder via the app.
You can request basic supplies through our [Request Form]. Durable Medical Equipment will require an RX, reach out to your Care Coach for support. [Contact Care Coach]
To set up Stripe for payments, go to the payment settings in the app, select Stripe as your payment processor, and follow the on-screen instructions to link your Stripe account.
You will need your business information, bank account details, and tax ID to set up Stripe. The app will guide you through the process step by step.
After setting up your Stripe account, you will need to verify your identity by providing a government-issued ID and other required documents. Stripe will notify you when verification is complete.
If you encounter any issues with Stripe payments, you can contact Stripe support directly or reach out to our support team through the app for assistance.